Disability Insurance
Coverage that supports employees and their families through illness or injury.
A reliable disability insurance policy can help your employees work with confidence, knowing that your company or organization will help support them in case they are injured or ill.
More people are aware of the need for disability coverage.
Employers and employees alike have seen an increase in demand for illness and injury coverage.
2.6 million
nonfatal injuries
happen in American workplaces each year.
Top 3
industries
for nonfatal workplace injuries and illnesses are healthcare/social services, retail and manufacturing.
20%
annual increase
of employee participation in voluntary short-term disability insurance coverage between 2021 - 2022.
Group short-term disability insurance pays benefits for up to a year if an employee is unable to work.
Group long-term disability insurance provides salary replacement benefit until the disabled person reaches retirement age.
Group short-term disability insurance pays benefits for up to a year if an employee is unable to work.
Group long-term disability insurance provides salary replacement benefit until the disabled person reaches retirement age.
Frequently asked questions about employee disability insurance.
Some states (and Puerto Rico) mandate employers to provide employees with short-term disability insurance. It may also be a requirement in your own organization’s employment contracts. Your Highstreet agent can help you understand your options and obligations, as well as specific needs of your industry, to help you choose an appropriate group plan.
Typically, a disability payout is a percentage of the employee’s income over a set amount of time. They can also use these funds to cover medical expenses not included in their medical benefits. Your Highstreet agent can help you build an overall employee benefits plan that will help you attract and retain the best employees and take care of their needs in an emergency.
Additional Employee Health and Wellness Benefits services include
Find the best support for your team’s health and wellness. Let’s get started.
We can answer your questions about employee benefits and provide expert advice about your coverage options.
With more than 350 partner locations
across the continental US, we’re always here to help you
pursue your business goals with confidence.
